sushant shrestha

Finance Graduate with hands on experience on financial analysis, credit assessment and risk management.

I have strong experience in credit and loan analysis, having reviewed and analyzed over 200 loan applications, performed borrower cash flow and repayment assessments, and prepared financial statement spreads and credit reports to support underwriting decisions. I have managed loan documentation and deal files to ensure accuracy, completeness, and regulatory compliance, while monitoring higher-risk accounts and supporting recovery activities to maintain portfolio quality. Additionally, I have prepared financial statements, budgets, forecasts, and management reports, maintained general ledger and cash flow records, and supported operational decision-making through detailed financial analysis.

I hold a Master of Science in Finance from the University of North Texas, which completed on December 2025, and a Master of Business Administration from Lincoln University. These programs have equipped me with strong analytical, financial, and strategic management skills, providing a solid foundation for credit analysis, risk assessment, and financial decision-making.