
Nishad Rana
Accounting / Finance
Services offered
I am a Senior Business Analyst and Project Manager specializing in the financial services industry, mainly focusing on ACH payments, wire transfers, SWIFT, and other electronic payment systems. With over 15 years of experience, I manage large-scale projects involving financial system integrations, regulatory compliance, and process improvement. My work revolves around designing solutions that enhance payment processing efficiency, improve fraud detection, and ensure regulatory adherence.
My expertise spans ACH solutions, wire transfers, and compliance with regulations like NACHA, AML, and KYC. I lead cross-functional teams to implement complex systems, streamline workflows, and improve operational performance for financial institutions. From requirements gathering to system configuration, I ensure that projects are executed seamlessly, often in high-stakes environments like post-merger transitions or core banking migrations.
My role also involves coordinating closely with internal teams and external vendors, delivering regular project updates, and managing the implementation of software solutions to optimize transaction handling. I pride myself on delivering measurable results, whether it's increasing fraud detection accuracy, reducing processing times, or enhancing customer satisfaction.
Experience
I’m a Senior Business Analyst and Project Manager with over 15 years of experience in the financial services sector, specifically in ACH payments, wire transfers, and electronic payment systems. My focus has been leading and managing complex projects integrating financial systems, ensuring regulatory compliance, and optimizing payment operations.
I've worked on several high-impact projects, including post-merger transitions and core banking migrations, where I led ACH system conversions and implemented solutions like Fiserv PEP+ to automate payments. I’ve successfully enhanced fraud detection systems, improved operational efficiency, and reduced processing errors.
My roles have involved a mix of hands-on business analysis, gathering requirements and designing solutions, and project management, leading cross-functional teams, managing stakeholders, and delivering projects using Agile and Waterfall methodologies. I’ve been instrumental in improving ACH processes, from designing workflows to integrating advanced fraud detection software like Verafin, resulting in significant operational gains.
My strength lies in navigating complex challenges, ensuring that teams stay aligned with project goals, and fostering stakeholder collaboration to deliver results that meet compliance standards and drive continuous improvement across payment systems.
Education
I earned an Associate of Science degree in Criminal Justice from Passaic County Community College in 2004. Along with my academic background, I’ve consistently invested in professional development, acquiring certifications such as the Agile Certified Practitioner (PMI-ACP®) from the Project Management Institute and the Certified Business Analysis Professional (CBAP) from the International Institute of Business Analysis in 2023.
These certifications reflect my commitment to staying up-to-date with the latest methodologies in project management and business analysis, particularly in Agile environments. Additionally, I've completed various training programs that have bolstered my skills in leadership, Six Sigma, risk management, cybersecurity, and more. This combination of formal education and continuous learning has allowed me to lead and manage complex projects effectively throughout my career.
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