Mohammad Amini

15+ years in finance, and sales manager in the auto dealer industry

Dealer Account Manager | Lendbuzz Funding LLC | Boston, MA | December 2023

• Manage Franchise and Independent Dealerships. Assist F and I, and Desk Managers at Franchise and Independent Dealerships Accounts to close and issue financing loan applications through Applicant Credit applications. Manage Volume of dealer accounts for the auto loan execution.   

Finance Manager | Performance Rides | Spring Valley, CA | January 2019  - January 2023 • Develop and execute financial strategies, resulting in a 20% increase in dealership profitability over a three-year period. • Build and maintain relationships with auto consumer lenders, negotiating favorable financing terms to enhance customer satisfaction and increase sales. • Manage a team of finance professionals, providing guidance and support to ensure efficient operations and adherence to company policies. • Analyze financial statements, identify areas for improvement, and implement cost-saving measures, resulting in a 15% reduction in expenses. • Oversee the completion of sales paperwork, ensuring accuracy and compliance with legal and regulatory requirements. 

•Inventory Manager; identify consumer vehicle trade ins with market insight on bargaining value for best profitability.

Senior Finance Specialist | Time Auto Group | San Diego, CA | 2008] - 2016

• Developed and executed strategies to optimize profitability, resulting in a 25% increase in revenue within two years.

 • Managed a portfolio of auto consumer lender relationships, fostering strong partnerships and negotiating favorable financing terms.

 • Conducted financial analysis and prepared reports to identify trends, forecast sales, and recommend pricing strategies to maximize profitability. 

• Led training sessions for sales staff on financing options and sales paperwork, enhancing their ability to close deals effectively. 

• Coordinated with legal and compliance teams to ensure adherence to regulatory requirements in all financial transactions.

Finance Analyst | National Motorsports | San Diego, CA | 2016 -2019 • Prepared and analyzed financial statements, including income statements, balance sheets, and cash flow statements, to support decision-making processes. • Conducted regular audits to ensure compliance with internal controls and identified areas for improvement in financial operations. • Collaborated with sales and marketing teams to develop pricing strategies and promotions, resulting in a 10% increase in sales. • Assisted customers in securing financing options, explaining terms and conditions, and ensuring a seamless transaction process. • Implemented automated systems to streamline financial reporting, reducing manual errors and improving efficiency.

• Certified Financial Manager (CFM) • Certified Automotive Financial Professional (CAFP)

• BAI Fair Credit Reporting Act (FCRA): Essentials

• BAI Certificate of Completion: Closed-End Credit Disclosures

• BAI Certificate of Completion: Consumer Lending BSA and Security Concerns

• BAI Certificate of Completion:  Diversity and Inclusion

• BAI Certificate of Completion Fair Lending: Essentials

• BAI Certificate of Completion OFAC: Addressing Risks and Red Flags

• BAI Certificate of Completion: Preventing Workplace Harassment for Employees

• BAI Certificate of Completion: Regulation B Essentials

• BAI Certificate of Completion: Service members Civil Relief Act (SCRA) Protections

• BAI Certificate of Completion: Telephone Consumer Protection Act (TRPA)

• BAI Certificate of Completion: Understanding Privacy: The Gramm-Leach-Billey-Act   (GLBA)

• BAI Certificate of Completion: Understanding the Fair Debt Collection Practices Act (FDCPA)

• BAI Certificate of Completion: Unfair, Deceptive, and Abusive Acts or Practices(UDAAP): Mitigating Risk

•ACTIVE CALIFORNIA VEHICLE SALES PERSON LICENSE