Maruf Abdullah

I am writing to express my interest in the Business Analyst position. With more than eight years of experience in banking and financial services, including loan origination, AML/KYC compliance, regulatory reporting, and enterprise data analysis, I am confident in my ability to add immediate value to your team. My background supporting large financial institutions, such as TD Bank, Northern Trust, The Bank of Tampa, and Bread Financial, has equipped me with the skills to strengthen operational efficiency, risk controls, and data-driven decision-making within complex banking environments.

In my current role at TD Bank, I partner closely with business, risk, and technology teams to deliver solutions that enhance lending workflows, support CCAR and Basel III regulatory requirements, and improve data governance. I lead requirement gathering sessions, translate business needs into functional and technical documentation, and coordinate end-to-end UAT execution to ensure successful implementation of new features and system enhancements. My experience with systems such as Abrigo, Encompass, Actimize, SQL, JIRA, Power BI, and Visio allows me to quickly understand bank processes and system-level dependencies.

Previously at The Bank of Tampa, I owned the full lifecycle of loan origination system enhancements, conducted process reengineering to streamline lending operations, and collaborated with data teams to improve reporting accuracy. At Northern Trust, I supported critical AML initiatives, including Actimize implementation, sanctions screening updates, and CDD/EDD enhancements, contributing to more accurate risk assessments and regulatory compliance.

Across all roles, I bring a consistent focus on:

• Optimizing banking workflows through data-driven analysis
• Strengthening controls to reduce compliance and operational risk
• Enhancing customer onboarding and lending processing efficiency
• Building clear documentation to support SDLC, audits, and regulatory reviews
• Driving cross-functional alignment through structured communication

I am particularly excited about the opportunity because of your commitment to innovation, modernizing banking operations, and delivering high-quality customer experiences through strong technical foundations. I believe my blend of technical capability, business acumen, and hands-on banking experience aligns strongly with your mission.

Bachelor's in business management, Edinburgh Napier University, UK.