Lincoln De Aguiar

I am confident that I possess the necessary skills, qualities, and qualifications to excel in this role. I am a quick learner with strong problem-solving abilities and can effectively manage a considerable workload. My experience has provided me with substantial knowledge of the mortgage sector, further enhanced by additional coursework in loan processing and underwriting. My background in retail banking, paired with my certifications in residential lending, positions me as a strong candidate for your team. I am eager to explore new opportunities within the Mortgage Loan industry, driven by my passion for working with numbers. My goal is to utilize my organizational skills and focused approach while continuing to develop my expertise in mortgage underwriting. I applied for this position due to my extensive experience with mortgages; I genuinely enjoy the intricacies involved in completing each application and find fulfillment in navigating the necessary steps.

Loan Processing
 Borrower Communication
 Closing Coordination
 File Acquisition
 Employment Verification
 Insurance Evidence
 Payoff Management
 Tax Transcripts
 Credit Supplements
 Condo Questionnaires
 Subordination Requests
 Title Work
 Compliance Monitoring
 Pipeline Management
 Documentation Management
 Process Efficiency
 System Documentation
 Deadline Compliance
 Regulatory Adherence
 Mortgage Coordination
 Loan Documentation

As a retail banker, I had the chance to engage with the home equity loan process from multiple perspectives, including loan application, origination, underwriting, and document processing. This comprehensive experience has equipped me to effectively serve customers in this crucial area.