Laurie Hoffman

Experienced lending operations and compliance professional with 25+ years in residential, consumer, and commercial lending. Proven expertise in HMDA, CRA, Fair Lending, and related regulatory requirements with a strong record of ensuring data integrity, audit readiness, and regulatory compliance. Skilled in managing large datasets (1000+ records), conducting edit checks, and implementing process improvements across lending operations. Adept at leveraging proprietary software systems, vendor management, and cross-department collaboration to drive accountability, accuracy and efficiency.

• HMDA & CRA Compliance Reporting | Fair Lending Regulations (ECOA, FCRA, GLBA, HPML, HOEPA, TILA, TRID, RESPA, Fair Housing Act, UDAAP, Reg B, Reg C, Reg Z) Conventional, FHA, USDA Rural Housing & VA
• Large Dataset Management (1,000+ records) | Data Validation & Quality Control | Audit Sampling & Testing 
• Loan File Documentation Review | Mortgage, Consumer & Commercial Lending Data Accuracy | FHLMC & FNMA
• Regulatory Submission Preparation (CFPB, FFIEC) | FDIC, FHLB, PHFA & WHEDA Compliance Audit Readiness.
• Proprietary Software Proficiency and System Admin: NContracts, CRAWiz (Legacy & SaaS), Ellie Mae Encompass, Consumer Connect & TPO Connect, Mortgagebot POS & LOS, LaserPro, Doc Magic, FiServ Cleartouch and iVue.
• Advanced Microsoft Excel | Microsoft Office Suite (Excel, Outlook, PowerPoint, Word)
• Process Improvement | Staff Training & Development | Remote Collaboration & Cross-Department Communication
• Strategic thinker with strong analytical and problem-solving skills | Ability to work independently and collaboratively in a fast-paced, regulated environment | Detail-oriented & committed to accuracy & compliance.
• Vendor Management | Software Integration | Workflow Development, Team Coordination & Implementation

• Certificate – ABA – Appraisals Reg Z Requirements 2024
• Certificate – ABA – Fair Lending 2024
• Certificate – ABA – Home Mortgage Disclosure Act (HMDA) Overview
• Certificate – ABA – Community Reinvestment Act (CRA) 2024
• Certificate – ABA – Fair Housing Act Version 4 – 2024
• Certificate – ABA – FCRA Adverse Action
• Certificate – ABA – FCRA Overview
• Certificate – ABA – FCRA Permissible Purpose 2024
• Certificate – ABA – Reg B Appraisals and Other Valuations 2024
• Certificate – ABA – Reg B Evaluating Applications 2024
• Certificate – ABA – Reg B Notifications 2024
• Certificate – ABA – Reg B Overview
• Certificate – ABA – Reg Z Adjustable-Rate Mortgages
• Certificate – ABA – Reg Z HELOCs – (Open-End Credit)
• Certificate – ABA – Reg Z HOEPA and Higher-Priced Mortgage Loans 2024
• Certificate – ABA – Reg Z Mortgages (Closed-End Credit)
• Certificate – ABA – Reg Z Non-Home Secured (Open-End Credit)
• Certificate – ABA – Reg Z Overview
• Certificate – ABA – Reg Z Right of Rescission
• Certificate – ABA – TILA-RESPA Integrated Disclosures 2024
• High School Diploma