Jonathan Ramos

I’m a senior audit and risk professional with 13+ years of experience leading controls testing, policy implementation, and independent reviews across complex, regulated environments. I translate enterprise policy into practical, risk‑based test plans, identify control gaps, and drive remediation with business partners to strengthen control outcomes and support regulatory readiness. I’ve led virtual teams, standardized testing methodologies to improve efficiency, and mentored new auditors to raise documentation and QC standards. I’m seeking a senior internal audit role in a nonfinancial industry with remote or hybrid flexibility where I can apply pragmatic risk testing, stakeholder collaboration, and measurable process improvement.

Core strengths

• Controls testing & risk‑based planning;
• Policy implementation & gap remediation;
• Workpaper quality, QC, and executive reporting;
• Cross‑functional stakeholder engagement & team mentoring.

Senior audit and risk/control testing professional with 13+ years of experience delivering controls testing, policy implementation, and independent reviews in large, regulated financial services environments.

Recent roles

Wells Fargo Bank, N.A. (Mar 2018 – Present) — Policy Implementation Lead / Senior Independent Testing Specialist: Led end‑to‑end control testing and policy implementation reviews across multiple business lines; designed and executed risk‑based test plans for transaction monitoring, customer due diligence, sanctions screening, and supervisory controls; issued findings and drove remediation to closure; consolidated templates and standardized sampling; trained and mentored testers; managed virtual review teams and coordinated with legal, operational risk, and enterprise control functions.

Scottrade Financial Services, Inc. (Sep 2012 – Mar 2018) — Internal Auditor / Compliance Analyst: Served as audit lead for enterprise and business‑line audits, managing planning, fieldwork, reporting, and closeouts; conducted operational audits of monitoring and control processes; validated remediation and recommended process improvements; prepared regulatory reports and supported exam readiness and investigations.

Key strengths and impact

• Risk‑based test planning & control design assessment that translate policy into practical procedures.
• Issue identification and remediation management with measurable closure outcomes.
• Process and documentation improvements: developed standardized testing templates and sampling approaches adopted across teams.
• Leadership & collaboration: led high‑visibility testing engagements, mentored staff, and coordinated cross‑functional stakeholders to support regulatory readiness.

Bachelor of Science in Finance, Brigham Young University — Provo, UT, 2010.