Carol Lowe-Chin

I am an experienced Mortgage Loan Originator with 15+ year' experience dedicated to educating borrowers and strengthening communities through responsible home and business financing.  I specialize in helping families, firs-time buyers and small businesses understand their options, improve financial confidence, and secure affordable purchase, refinance or funding solutions.  With a strong background in credit analysis, and borrower guidance, I focus on teaching clients how lending works, how to save money and how to build long-term financial stability.  My mission is simple:  empower people with knowledge, support local communities and make homeownership and small businesses gain access to capital - one borrower at a time.  

Fifteen years of experience across mortgage lending, commercial lending, credit analysis, and borrower education.  At the Small Business Administration (SBA), managed high-volume pipelines, reviewed complex financials, and guided borrowers through approval and funding.  Served as Housing Loan Manager for the Seminole Tribe of Florida, originating, underwriting and managing a multimillion-dollar residential loan portfolio and supporting tribal members through purchase and refinance transactions.  Supported loan efficiency and compliance as a Senior Mortgage Processor/Credit Review Specialist with Pines Mortgage Services, Inc., ensuring accurate documentation and smooth closings.  Additional experience includes payroll management with Supreme Keys, LLC and tax preparation as a Registered Tax Preparer, providing clients with accurate filings and financial clarity.  Collectively, this background reflects strong borrower communication, technical lending knowledge, compliance discipline, and a commitment to empowering communities through education and responsible lending.

Florida Atlantic University - Business Administration - 3 years - No Degree

Licensed Mortgage Loan Originator - Florida MLS# 850038