- Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. A CCM program includes but is not limited to annual reviews (and PLRs and Guarantor Assessments), interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance.
- Review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information.
- Analyze financial information and related materials and complete ongoing credit monitoring for the Bank's commercial transactions. Risk assessment of customers is on an ongoing basis with a focus on identify emerging risks or material changes in customers financial position, including evaluation of compliance with the loan agreement. Analyses to include an independent credit quality assessment for existing loans with well-supported risk rating rationale, identification of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues.
- Liaison between Commercial Banking Relationship Managers and the Underwriting Team for facilitating credit needs of customers, whether through new requests, modifications or annual reviews / renewals. Includes documenting and tracking of relevant information, reports and memos to ensure necessary credit approvals are obtained, documented and adhered to from fulfillment through closing and maintenance in order to maintain timely and accurate risk ratings for a portfolio of commercial credits.
- Spread financial statements and prepare financial models designed to sensitize various conditions impacting the proposed transaction. Prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate.
- Monitor credit performance of customer portfolios and escalate or remediate, as appropriate.
- Responsible for the timeliness of the monitoring activities and ensure credit policy compliance by verifying adherence of monitoring activities to the Commercial Credit Policy, and evaluating any risk associated with non-compliance.
- Present analysis or address questions during credit discussions or presentations.
- May attend client calls with RMs in order to gain a thorough understanding of the client / prospect and their business in order to effectively assist in annual reviews, renewals and ongoing monitoring activities.
- Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
- Promote an environment that supports diversity and reflects the M&T Bank brand.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
- Complete other related duties as assigned.
-
Portfolio Manager
3 weeks ago
CAMCO Property Management King of Prussia, United States· Looking for a capable individual to oversee multiple condominium and homeowner's associations in King of Prussia, PA. Prior experience in community management (Condominium) is preferred, but other relevant skills will also be considered. - The Portfolio Manager will be respons ...
-
Portfolio Manager
1 week ago
Southern Glazer's Wine & Spirits King of Prussia, United StatesJob Description · What You Need To Know · Open your future to incredible career potential. Work for an industry-leader who invests in their people. Southern Glazer's Wine & Spirits is North America's preeminent wine and spirits distributor, as well as a family-owned, privately he ...
-
Portfolio Manager
5 days ago
Southern Glazer's Wine & Spirits King Of Prussia, United StatesWhat You Need To Know · Open your future to incredible career potential. Work for an industry-leader who invests in their people. Southern Glazer's Wine & Spirits is North America's preeminent wine and spirits distributor, as well as a family-owned, privately held company with a ...
-
Portfolio Manager
1 week ago
Lockheed Martin Norristown, United States· Description:We are committed to work life balance by promoting this HYBRID TELEWORK opportunity. These job requirements allow the employee to work at a Lockheed Martin-designated office or job site for part of their schedule and has a predefined regular, recurring telework sch ...
-
Portfolio Accout Manager
5 days ago
Certara USA, Inc. Wayne, United StatesOverviewCertara is hiring a Portfolio Account Manager for BaseCase in our Software division based in AMER focusing on driving growth for Certara's BaseCase solutions, managing a geographic territory account list of the Enterprise Life Sciences companies. The ideal candidate will ...
-
Portfolio Management
6 days ago
InterDigital Conshohocken, United StatesAbout InterDigital · InterDigital is a global research and development company focused primarily on wireless, video, artificial intelligence ("AI"), and related technologies. We design and develop foundational technologies that enable connected, immersive experiences in a broad ...
-
Portfolio Manager
6 days ago
Firstrust Bank Conshohocken, United StatesObjective: · The primary responsibilities of the Commercial Real Estate Portfolio Manager are to properly evaluate existing and prospective credit relationships by working closely with the Relationship Managers and Team Leader. In addition to this, the PM will be an integral par ...
-
Portfolio Property Manager
3 weeks ago
CAMCO Property Management King of Prussia, United StatesJob Description · Job DescriptionSeeking an adept individual to oversee multiple condominium and homeowner's associations in King of Prussia, PA. Previous experience in community management, specifically Condominium, is preferred; other relevant skills will also be taken into con ...
-
Manager, Portfolio Administration Support
2 days ago
Envestnet Berwyn, United States· Envestnet is seeking a passionate and talented Manager, Portfolio Administration Support to join our Platform Operations team. This position is expected to report to our Berwyn, PA office. · Envestnet is transforming the way financial advice and wellness are delivered. Our mi ...
-
Marketing Portfolio Product Manager
3 days ago
LaSalle Network King of Prussia, United StatesLaSalle Network has partnered with an industrial distribution and manufacturing company located in the Philadelphia metro area. They are immediately seeking a Marketing Portfolio Product Manager to work in the company headquarters on this newly created role. The Marketing Portfol ...
-
Business Analyst, Portfolio Management
2 weeks ago
Cencora Wayne, United StatesOur team members are at the heart of everything we do. At Cencora, we are united in our responsibility to create healthier futures, and every person here is essential to us being able to deliver on that purpose. If you want to make a difference at the center of health, come join ...
-
Portfolio Manager
3 weeks ago
CAMCO Property Management King of Prussia, United StatesLooking for a capable individual to oversee multiple condominium and homeowner's associations in King of Prussia, PA. Prior experience in community management (Condominium) is preferred, but other relevant skills will also be considered. - The Portfolio Manager will be responsibl ...
-
Portfolio Manager-C&I
5 days ago
Raymond James Financial Incorporated Villanova, United StatesTriState Capital Bank is an independent chartered bank subsidiary of Raymond James. Headquartered in Pittsburgh, PA, TriState Capital Bank provides premier private banking, commercial banking, and treasury management products and services to corporate, institutional, and high-net ...
-
Portfolio Manager
2 weeks ago
Gpac Media, United States Full timeA Long-standing, reputable name in the banking industry, is seeking a Portfolio Manager. · This bank prides itself on its strong ties in the community, top credit culture, and strategic growth, year over year This individual implements all aspects of lending services offered, dev ...
-
Portfolio Manager
2 weeks ago
CAMCO Property Management Phoenixville, United StatesWe are looking for a skilled and experienced Portfolio Manager to handle several associations in Phoenixville, PA. Though prior experience in community management (condominium) is beneficial, strong abilities in property management, project management, time management, and custom ...
-
Portfolio Manager
3 weeks ago
Lockheed Martin King of Prussia, United States**Job ID**: 667085BR · **Date posted**: May. 21, 2024 · **Program**: FENWICK · **Description**:We are committed to work life balance by promoting this HYBRID TELEWORK opportunity. These job requirements allow the employee to work at a Lockheed Martin-designated office or job site ...
-
Commercial Credit Senior Portfolio Manager I
3 weeks ago
M&T Bank Radnor Township, United StatesLocation: Radnor, PA preferred. Will consider PA/MD/DE footprintOVERVIEWMonitor and assess the credit risks of larger, more complex commercial loan portfolios and higher dollar loans through detailed financial statement analysis, industry assessment, collateral valuation, cash fl ...
-
Sr Portfolio Manager, Investment Management
3 weeks ago
Franklin Templeton Marple Township, United StatesFiduciary Trust International is a wealth management firm founded in 1931 by families for families, with a singular focus on growing and protecting our clients' wealth through generations. We work closely with individuals, families and foundations to build and manage personalized ...
-
Manager, Portfolio Administration Support
1 week ago
Envestnet Berwyn, United StatesEnvestnet is seeking a passionate and talented Manager, Portfolio Administration Support to join our Platform Operations team. This position is expected to report to our Berwyn, PA office. · Envestnet is transforming the way financial advice and wellness are delivered. Our missio ...
-
Portfolio Manager III
4 days ago
Firstrust Bank Conshohocken, Pennsylvania, United States PermanentObjective: · The Portfolio Manager III requires in-depth knowledge and experience in exercising sound judgement using best practices within credit and risk administration. · Firstrust Bank is an Affirmative Action Contractor and is an Equal Opportunity Employer. · Minority/Femal ...
Commercial Credit Senior Portfolio Manager I - Wayne, United States - M&T Bank
Description
Location:
Radnor, PA preferred. Will consider PA/MD/DE footprint
OVERVIEW
Monitor and assess the credit risks of larger, more complex commercial loan portfolios and higher dollar loans through detailed financial statement analysis, industry assessment, collateral valuation, cash flow analysis and the ability to repay annual debt service.
RESPONSBILITIES
SCOPE
The Commercial Credit Portfolio Management Department is responsible for the ongoing monitoring process for the Bank's commercial loans to ensure timely and accurate credit risk ratings and compliance with both credit policy and loan agreements.
This position interacts with Commercial Banking Relationship Managers throughout the bank's footprint, as well as other internal personnel, on credit monitoring of $30MM+ typically.
Works under limited supervision.Potential for client interaction.
Works independently with limited supervision
MANAGMENET
RESPONSBILITIES
Input into training of junior/newly hired Portfolio Managers
EDUCATION AND EXPERIENCE REQUIRED
Bachelors' degree in Accounting, Finance, Economics or related discipline with 5 years' experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis or in lieu of degree a combined minimum of 9 years' higher education and work experience to include 5 years experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis.
Excellent verbal and written communication skills.
Excellent analytical ability
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $ - $ (). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Radnor, Pennsylvania, United States of America
