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Staff Writer, Insurance - San Bernardino, CA, United States - Imperial Imports, Inc dba
Description
Our dealership is seeking a dynamic team member with a proven track record in a new & used car automotive environment for our family-owned and operated dealership.
We are hiring an experienced Automotive Finance and Insurance Manager to join our team Paid Vacation and Holidays~ Paid Basic Life and AD&D Insurance
~Medical, Dental, Vision Insurance
~ Other Supplemental Insurance options such as:
~ Additional access to Term Life Insurance Policy
~ Short Term and Long-Term Disability
~ Health care and dependent care reimbursement accounts
~ Pet Insurance
In this position you would be responsible for structuring car deals for clients with average to above credit, in compliance with finance lender guidelines and auto dealership policy, resulting in quick funding, and a high level of customer satisfaction.
Bilingual, (Preferred but not necessary)
Team oriented, flexible and focused on maintaining a high level of customer service
Knows and implements dealership policies and procedures.
Maintains a clean and organized office.
Communicates all problem deals to management immediately.
Addresses missing stipulations communicated from lender immediately.
Knowledgeable in state regulations regarding finance and the Fair Credit Reporting Act.
Train and supervises sales staff of any changes in regulations and the Fair Credit Reporting Act.
Structures deals in accordance with lender and dealership guidelines.
Never misrepresents equipment.
Performs credit interview, prepares credit application.
Verifies accuracy of all material information on the credit application and submits to lender.
Discloses financial information to customers.
Sells credit insurance and service contracts.
Maintains current inventory log and makes recommendations to management.
Helps move old inventory.
Trains administrative personnel on assembling funding packages.
Designs and places advertising for special finance.
Analyzes credit reports, able to recognize a conventional deal and turns over accordingly.
Properly cost special finance deals (prepares profit sheets).
Receipts deposits immediately.